Rental Portfolios

Our rental property loan products are flexible to meet the needs of different rental property investors, allowing you to access long-term financing at a fixed rate for one property or many.

A full suite of products for all rental property financing needs

Fast Financing For a Fast-Paced Market

Bull Venture Capital is here to simplify the rental property space. With a variety of property types, extensive financing options, nationwide funding (including multi-state portfolios), and a wide range of rental property loan programs, we look at the full picture.

  • Property Types:Single family, 2-4 units, townhomes, PUD, warrantable condos, 5-8 Unit Properties allowed up to 15% of Loan Amount
  • Loan Amount: $250,000 – $50,000,000
  • Loan Types: 30-yr Fixed Rate Mortgage (Fully Amortizing)
    5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
  • Term Length: 5, 10 & 30 Years
  • Max LTC: 80% if owned < 3 months, No limit if owned > 3 months
  • Max LTV: Purchase/rate term refi: 80%, Cash-out refi: 75%
  • Minimum Debt Service Coverage Ratio: For portfolios with <=$2mm and <=10 properties: 1.10x (gross rent/pitia) For all other portfolios: 1.20x (Net Cash Flow/Debt Service)
  • Recourse: Non Recourse with “bad-boy” carveouts and Pledge of Equity of Borrowing Entity
  • Minimum Guarantor FICO: Mid-Score of 680
  • Lease Requirements: Minimum Occupancy Rate of 90% by Unit Count
    – Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
    – Unleased Units: 90% of Market Rent (Purchase Loans only)


The Rental Property Loan program provides long term financing for property investors who are looking to fund between 5-20 properties in their portfolio.

Our flexible Rental Property loans provide the financing investors need for a variety of different projects. With flexible terms between 5 and 30 years, and up to $50 million in funding, the Haus Rental Portfolio program is tailored to each individual for a seamless experience.

Haus’ Rental Property program is a common-sense option for the long-term financing you need. We’re here to help you, and that’s why we offer flexible term lengths and funding options to keep you moving.