single-family-rental

Single Family Rental

Our single family rental loan product is flexible to meet the needs of all experienced real estate investors, allowing you to access long-term financing with support from our team of experts.

The most experienced provider in financing real estate rental loans

Fast Financing For a Fast-Paced Market

Bull Venture Capital is here to simplify the rental property space. With extensive financing options for multiple property types, and nationwide funding including multi-state portfolios, our team of experts look at the full picture.

  • Property Types: Single family, 2-4 unit, townhomes, PUD, warrantable condos
  • Loan Amount: $75,000 – $2,000,000
  • Loan Types: 30-yr Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
  • Term Length: 30 Years
  • Max LTC: If Owned <3months, 80% of total cost basis if owned between 3 and 6 months, additional 5% haircut on max eligible LTV
  • Max LTV: Purchase/rate term refi: 80%, Cash-out refi: 75%
  • Minimum Debt Service Coverage Ratio: 1.10x (Gross Rent/PITIA)
  • Recourse: Full recourse only
  • Minimum Guarantor FICO: Mid-Score of 660
  • Lease Requirements: – Leased Units: Lower of (i) In-Place Rent & (ii) Market Rent
    – Unleased Units: 90% of Market Rent (Purchase Loans only)

FAQs

Bull Venture Capital’s Single Family Rental loan program covers single property homes, rental properties with 1-4 units as well as some townhomes, planned unit developments (PUDs), and warrantable condominiums.

Bull Venture Capital provides loans from as little as $75,000 to $2 million through the Single Property Rental Loan Program with competitive rates and various term options.

Haus offers 30-year fixed rate mortgages as well as 5/6, 7/6, and 10/6 hybrid ARMs rate mortgages to get the funding you need, the way you want it.